Institutional/VIP Portfolio Margin Account Line of Credit

Announcements Institutional/VIP Portfolio Margin Account Line of Credit

2022-12-02 14:04:25 UTC 17547 Read

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**How to apply for an Institutional/VIP Line of Credit for the Portfolio Margin Account?**
Contact your key account manager to discuss the terms or send us an email with your inquiry to  institutional@gate.io or contact us through telegram @KA_EMEA or @KA_APAC.

**When will the line of credit settlement occur after the application is approved?**
If the line of credit application is approved, you can start the portfolio margin trading. You can see the line of credit in your "Loan Management" under your Portfolio Margin account.

**Are there any fees for the Institutional/VIP line of credit for the Portfolio Margin Account?**
No origination fees.

**How is interest calculated?**
Interest is deducted at the preset rate around the hour every hour. Interest is only accrued when the borrowed funds are used for margin trading in the spot market.

**What are the Portfolio Initial Margin Level and Portfolio Maintenance Margin Level?**
![](https://gimg2.gateimg.com/image/article/1669988733统一保证金英文.png)
Please refer to the [portfolio margin account](https://www.gate.io/help/trade/portfolio/28672/about-portfolio-margin-account-margin "portfolio margin account") for more details.

**What are the risk management rules and repayment process for liquidation?**
![](https://gimg2.gateimg.com/image/article/1669988874统一保证金英文2.png)
Please refer to the [risk control mechanism](https://www.gate.io/help/trade/portfolio/28674/risk-control-mechanism-for-the-portfolio-margin-account "risk control mechanism") for more details.

**Can I make early repayment or early settlement?**
Users can manually select the loans to repay. When entering the repayment amount, users can choose to either repay the loan fully or partially. Interest must be covered first before users can pay off the loan fully. In the next hour, interest will be calculated with the latest total loan volume.

**What assets can be used as collateral?** 
The supported collateral assets for the Institutional/VIP line of credit for the portfolio margin account are BTC, ETH, USDT, USDC (USDC deposit will be automatically converted into USD 1:1, so it is equivalent to USD as a margin) and GT, and each of these assets has a collateral ratio of 1. Please discuss with your key account manager if you want to use other assets as collateral for the loan application.

**Can I withdraw or transfer the borrowed assets out of my portfolio margin account?**
The borrowed assets cannot be transferred out of your portfolio margin account, but the assets of the profitable part can be transferred out. You can trade in the portfolio margin mode in both the Spot and Futures markets.

Gate.io reserves the final right to interpret the product.

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