幣幣理財
投資人按一定期限、利率出借數字資產，到期收回數字資產本息的理財方式
平台於2023年4月13日14:00（UTC+8）到 2023年4月23日14:00（UTC+8）期間陸續對幣幣理財市場中未被借貸的資產進行系統自動遷移，遷移至餘幣寶市場，同時也會對已經被借貸出去的資產進行取消自動放貸處理，遷移完成後您可到餘幣寶市場中，查看您的理財詳情。在此期間將暫停透過幣幣理財借出資金，您也可以手動將資產從幣幣理財轉到餘幣寶市場，提前獲得理財收益。 餘幣寶>>
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SPI 理財帳戶
可用餘額 SPI
0.000000
理財中 SPI (總額/已借)
0.000000/0.000000
預計收益 SPI
0.000000
累計理財 SPI
0.000000
累計收益 SPI收益詳情
0.000000
SPI 借出市場
SPI 借入市場
最新成交
總額度:0 SPI
| 日利率 (參考年化) | 可借數量 | 理財期限(天) |
|---|
借出市場
| 時間 | 幣種 | 利率 | 數量 |
|---|
借出 SPI
|
理財數額
最小 SPI
|
|
利率（天）
%
放款天數
|
|
|
|
理財數額
- - SPI
日利率 (參考年化)
- -
放款天數
10天
預計收益
0 SPI
預計收回本息
0 SPI
|
|
當前已暫停透過幣幣理財借出資金
|
理財紀錄
- 掛單中 [0]
- 收款中 [0]
- 已完成
| ID | 發布時間 | 幣種 | 數量 | 類型 | 利率 | 期限（天） | 手續費率 | 完成進度 | 來源 | 自動放貸 | 紀錄 | 操作 |
|---|
幣幣理財流程
填寫理財借出單
掛單等待借款人借款
平台匹配後等待收款
對方還款，收回本息
FAQ
幣幣理財收益為借出利息收益，收益結算時間以小時為單位計息。
計息規則為：不足4小時按4小時計息，超過4小時按照實際時間計息，不足1小時按1小時計算。
利息收益計算公式: 利息 = 申請借貸的資產 * 日利率/ 24 * 小時數
計息規則為：不足4小時按4小時計息，超過4小時按照實際時間計息，不足1小時按1小時計算。
利息收益計算公式: 利息 = 申請借貸的資產 * 日利率/ 24 * 小時數
幣幣理財借出日期為固定日期（10天），超過固定日期則觸發強制還款，還款後理財資金將歸還至現貨帳戶，如需再次借出理財可選擇到期自動續借
借貸人有權提前還款，實際理財周期以還款日期為準。
借貸人有權提前還款，實際理財周期以還款日期為準。
理財人收到還款(本金+利息)後，平台將從利息中收取一定比例的手續費, 基準手續費率為18%, 享受VIP折扣。現行具體規則查看 幫助中心。
