Crypto Lending
An investment to lend your crypto at specified interest rate and loan term to get earnings
- Margin Lending
- Investment History
Gate.io has started migrating any remaining funds in Crypto Lending to Simple Earn since 06:00 UTC April 13. The migration may take 10 days and end on April 23, 06:00 UTC. During the transitioning phase, auto-lend or auto-renew will be disabled, and users are unable to make lending offers. Any returned fund will be migrated to the Simple Earn automatically gradually. You can also manually migrate to Simple Earn and start to use the new lending service early. Simple Earn>>
USDT Tether |
BTC Bitcoin |
ETH Ethereum |
ONDO Ondo Finance |
PEPE Pepe |
FAR Farcana |
WIF dogwifhat |
HBAR Hedera |
NEAR Near |
MEW Cat in a dogs world |
SLERF Slerf |
KAS Kaspa |
ICP Internet Computer |
ENA Ethena |
SOL Solana |
BONK Bonk |
VELO Velo |
EOS EOS |
DOGE DogeCoin |
SHIB Shiba Inu |
FLOKI Floki Inu |
BOME BOOK OF MEME |
AGIX SingularityNET |
BNB Binance Coin |
W WormHole |
MAVIA Heroes of Mavia |
TON The Open Network |
CFX Conflux |
XMR Monero |
MUBI MultiBit |
WLD Worldcoin |
DOG DOG•GO•TO•THE•MOON |
MERL Merlin Chain |
XRP Ripple |
TNSR Tensor |
TAO Bittensor |
SAFE Safe |
ETC Ethereum Classic |
JUP Jupiter |
BCH BitcoinCash |
ACH Alchemy Pay |
ARKM Arkham Intelligence |
SATOSHI SATOSHI•NAKAMOTO |
FTM Fantom |
NADA NADA Protocol Token |
PRCL Parcl |
FET Fetch.ai |
RATS RATS |
SAGA Saga |
CKB Nervos |
FOXY Foxy Linea |
ALGO Algorand |
AKT Akash Network |
HIGH Highstreet |
FIL Filecoin(IPFS) |
JASMY JasmyCoin |
JTO Jito |
SUI Sui |
SEI Sei |
RNDR Render |
SSV SSV Network |
ORDI Ordinals |
BABYDOGE Baby Doge Coin |
STX Stacks |
MYRO Myro |
ZETA ZetaChain |
DEGEN Degen |
WEN Wen |
LTC Litecoin |
USDC USDCoin |
GT GateToken |
AR Arweave |
TOKEN TokenFi |
ONG OntologyGas |
THETA Theta |
MATIC Polygon |
YGG YieldGuildGames |
OCEAN Ocean |
INJ Injective |
ARB Arbitrum |
LINK ChainLink |
ETHFI Ether.Fi |
ADA Cardano |
ASTR Astar Token |
HNT Helium |
CORE Core DAO |
MASA Masa Network |
AVAX Avalanche |
MPC Partisia Blockchain |
GALA Gala Games |
VENOM VENOM |
PIXEL Pixels |
TIA Celestia |
FORT Forta |
SATS SATS |
OP Optimism |
KARRAT Karrat |
AGI Delysium |
LAI LayerAI |
ONT Ontology |
LADYS Milady Meme Coin |
ZK Polyhedra Network |
OMNI Omni Network |
GFI Goldfinch |
AERO Aerodrome |
APT Aptos |
ALT Altlayer |
BIGTIME Big Time |
GROK Grok |
SNX Synthetix |
OM MANTRA |
PENDLE Pendle |
PBUX Playbux |
CHZ Chiliz |
AEVO Aevo |
DOT Polkadot |
SAMO Samoyedcoin |
UNI Uniswap |
DMAIL Dmail |
PYTH Pyth Network |
POLYX Polymesh |
LQTY Liquity |
TRX TRON |
FTT FTX Token |
BOBA Boba Network |
AIOZ AIOZ Network |
STRK Starknet |
WEMIX WEMIX |
CSPR Casper |
FLOW Flow |
ID Space ID |
ZEUS Zeus Network |
XLM Stellar |
BSV BitcoinSV |
VGX Voyager Token |
CRO Crypto.com Coin |
DYDX dYdX |
LUNA Terra |
XAI Xai |
AIDOGE ArbDoge AI |
MANTA Manta Network |
METIS Metis Token |
FLR Flare Network |
RACA Radio Caca |
ETHW EthereumPoW |
ATOM Cosmos |
TOMI TOMI |
GAL Galxe |
APE ApeCoin |
SAND Sandbox |
PRIME Echelon Prime |
TRU TrustToken |
FLT Fluence |
NULS Nuls |
ATA Automata |
IQ50 IQ50 |
FARM Harvest |
XRD Radix |
XEN XEN Crypto |
REI REI Network |
ETHS ETHS |
FLUX Flux |
CRV Curve |
DUEL GameGPT |
KDA Kadena |
RUNE RUNE |
BLUR Blur |
MNT Mantle |
VRA Verasity |
LUNC Terra Classic |
TURBO Turbo |
FLIP Chainflip |
OXT Orchid |
MPLX Metaplex |
ATOMARC ATOM |
IMX Immutable |
CETUS Cetus Protocol |
ROOT The Root Network |
AXS Axie Infinity |
HFT Hashflow |
ESE Eesee |
MOBILE Helium Mobile |
NIBI Nibiru |
BOSON Boson Token |
NEO Neo |
SOLS SOLS |
PEOPLE ConstitutionDAO |
MAGIC Magic |
MASK Mask Network |
IOTX IoTeX |
MINA Mina |
XDC XDC Network |
EVER Everscale(EVER) |
ZKF ZKFair |
PORTAL Portal |
SNAP SNAP |
BONE Bone ShibaSwap |
AAVE AAVE |
ZEC ZCash |
SUKU SUKU |
ELON Dogelon Mars |
EVERY Everyworld |
BNX BinaryX |
CVC Civic |
ATLAS Star Atlas |
SUSHI Sushiswap |
CAKE PancakeSwap |
TFUEL ThetaFuel |
1CAT Bitcoin Cats |
LAZIO Lazio Fan Token |
BTCS BTCs |
GF GuildFi |
GMT StepN |
PEPEBRC PEPE |
ENS ENS |
XCH Chia |
AUCTION BounceAuction |
LPT Livepeer |
VELODROME Velodrome |
MPL Maple |
FIDA Bonfida |
CEEK CEEK Smart VR Token |
ROSE Oasis Network |
FITFI Step.app |
GFT Gifto |
SIDUS Sidus |
TURT Turtsat |
WOJAK Wojak |
SC Siacoin |
PATEX Patex |
KISHU KISHU INU |
MBOX Mobox |
BZZ Swarm |
LOOKS LooksRare |
HIFI Hifi Finance |
PNG Pangolin |
RSR ReserveRights |
ALCX Alchemix |
RAY Raydium |
VOXEL Voxies |
HOOK Hooked Protocol |
DODO DODO |
AI Sleepless AI |
MXC MXC |
BBL beoble |
POGAI poor guy |
RSS3 RSS3 |
GRT The Graph |
ANKR AnkrNetwork |
BCUT bitsCrunch Token |
AKITA Akita Inu |
SCA Scallop |
DAO DAO Maker |
SANTOS Santos FC Fan Token |
RVN Ravencoin |
EGLD multiversx |
PHA Phala |
KAVA Kava |
WILD Wilder World |
HAI Hacken Token |
PORT3 Port3 Network |
SPA Sperax |
LDO Lido DAO Token |
BNC Bifrost |
XVG Verge |
GPT QnA3.AI |
SRM Serum |
KIMCHI KIMCHIfinance |
SUN SUN |
BLOCK BlockGames |
SNT Status |
GHST Aavegotchi |
DMTR Dimitra |
GLMR Moonbeam Network |
FRONT Frontier |
SWEAT Sweat Economy |
KSM Kusama |
ENJ Enjin Coin |
SEAM Seamless Protocol |
DOGI DOGI |
XCN Onyxcoin |
WIN WINkLink |
CTSI Cartesi |
LRC Loopring |
JST Just |
AKRO Akropolis |
WOO Wootrade |
WXT Wirex |
OAX OpenANX |
SCLP Scallop |
SYS Syscoin |
CERE Cere Network |
KEY SelfKey |
PBR PolkaBridge |
CRU Crust |
SYN Synapse |
STARL STARLINK |
AE Aeternity |
ORBS Orbs |
MANA Decentraland |
SDAO SingularityDAO |
WAXL Axelar |
SLN Smart Layer Network Token |
CSAS CSAS |
PYR Vulcan Forged |
WAVES Waves |
MONG MongCoin |
TARA Taraxa |
SKL SKALE |
RPL Rocket Pool |
ZIL Zilliqa |
SERO Sero |
NMR Numeraire |
STMX StormX |
CQT Covalent |
OKB OKB |
LOOM Loom Network |
ISP Ispolink |
FRA Fractal Network |
UMA UMA |
UNFI Unifi Protocol DAO |
FLY Franklin |
FUN FUN Token |
DYM Dymension |
TRB Tellor |
PUNDIX PundiX |
TWT TrustWallet |
AERGO Aergo |
ASR AS Roma Fan Token |
XAR Arcana Network |
CELO CeloGold |
SLIM Solanium |
RARI Rarible |
MTL Metal |
OSMO Osmosis |
XEC eCash |
ICE Ice |
JOE JOE |
OG OG Fan Token |
ASTRA Astra Protocol |
SUPER SuperFarm |
MTRG Meter |
DASH Dash |
ELA Elastos |
CYBER CyberConnect |
QUACK RichQUACK |
VTHO VeThor |
GNS Gains Network |
HAPI HAPI.one |
VMPX VMPX |
BAT BasicAttentionToken |
BICO Biconomy |
BLOK Bloktopia |
DC Dogechain |
NKN NKN |
STARHEROES StarHeroes |
PRQ PARSIQ Token |
HERO Metahero |
ONE Harmony |
ARPA ARPA |
BRAWL BitBrawl |
BAKE Bakery |
DENT Dent |
YFII DFIMoney |
XDB XDB CHAIN |
XPR XPR Network |
1INCH 1inch |
VET Vechain |
POLC Polka City |
ALPHA Stella |
MOB MobileCoin |
CVP PowerPool |
HOT Holo |
SPELL Spell Token |
ERN Ethernity |
REQ Request |
ALICE ALICE |
BSW Biswap |
UFT UniLend Finance |
STORJ Storj |
LEO UNUS-SED-LEO |
QTUM Qtum |
LTO LTO Network |
ACA Acala |
C98 Coin98 |
SHIBAI AiShiba |
ERG Ergo |
BOND BarnBridge |
REEF Reef Finance |
BNSX BNSx |
SLP SmoothLovePotion |
MKR MakerDAO |
ZEN Horizen |
QNT Quant |
BTM Bytom |
PNT pNetwork |
YFI YearnFinance |
FEG FEG Token |
OGN Origin Protocol |
OCT Octopus Network |
RLY Rally |
OMG OMG Network |
FIS Stafi |
LAMB Lambda |
GARI GARI Network |
XEM NEM |
FORTH Ampleforth |
ACS Access Protocol |
OMI ECOMI |
O3 O3 Swap |
SDN ShidenNetwork |
BEAM Beam |
MAV Maverick |
HT HuobiToken |
WOZX EFFORCE |
CTK Shentu |
MIR Mirror Protocol |
SQUAD Superpower Squad |
SHFT Shyft Network |
PERP Perpetual Protocol |
RARE SuperRare |
KLAY Klaytn |
CHR Chromia |
IGU IguVerse |
ALPACA Alpaca Finance |
SWASH Swash |
MOVR Moonriver |
HMT HUMAN |
REN Ren |
XTZ Tezos |
NFT APENFT |
SAROS Saros |
MBL MovieBloc |
RAD Radicle |
NYM NYM |
EDU Open Campus |
LINA Linear |
RIF RIF Token |
POND Marlin |
CELR Celer |
BTS BitShares |
TKO Tokocrypto |
CONV Convergence |
SOS OpenDAO |
GRIN Grin |
WING Wing |
KAR Karura |
DIA DIA |
PORTO FC Porto Fan Token |
STG Stargate |
POLS Polkastarter |
FLM Flamingo Finance |
SXP Solar |
DREP DREP |
RLC iExec |
STRAX Stratis |
ZRX 0xProject |
MDX Mdex |
CLV CLV |
XPRT Persistence |
DORA Dorayaki |
OKT OKExChain |
LENDS Lends |
CWEB Coinweb |
BENQI BENQI |
GM GM |
CRPT Crypterium |
BADGER Badger DAO |
OOKI Ooki |
UTK xMoney |
LOKA League of Kingdoms |
FXS Frax Share |
COTI Coti |
WNCG Nine Chronicles |
FIRO Firo(Zcoin) |
IQ IQ |
OXY Oxygen Protocol |
DOCK Dock |
KIN KIN |
TIPS FedoraCoin |
TLM Alien Worlds |
T Threshold |
DEGO Dego Finance |
LON Tokenlon |
BAND Band |
WHALE WHALE |
IOST IOST |
QUICK Quickswap |
XYM Symbol |
RFOX RedFOX Labs |
BTCST BTCST |
MTV MultiVAC |
ALPINE Alpine F1 Team Fan Token |
XVS Venus |
GNO Gnosis |
KAI KardiaChain |
ANML Animal Concerts |
IOTA IOTA |
GST Green Satoshi Token |
API3 API3 |
FIO FIO Protocol |
AGLD Adventure Gold |
LIT Litentry |
XYO XYO Network |
ARES Ares Protocol |
CHESS Tranchess |
DATA Streamr |
CRP Cropper |
PROS Prosper |
NEST Nest Protocol |
JGN Juggernaut |
MLN Enzyme |
WICC WaykiChain |
SUNNY Sunny Aggregator |
DAR Mines of Dalarnia |
BCD BCD |
ANC Anchor Protocol |
ICX ICON |
DF dForce |
AUDIO Audius |
AVA AVA |
AUTO Auto |
INSUR InsurAce |
ANT Aragon |
BLZ Bluzelle |
BLES Blind Boxes |
WSIENNA Sienna |
NBS NBS |
EDEN EDEN |
LSS Lossless |
RAI Rai Reflex Index |
JULD JulSwap |
SAFEMARS Safemars |
IRIS IRISnet |
DVI Dvision Network |
KONO Konomi Network |
FOR ForTube |
HORD Hord |
COOK Cook Protocol |
NEXO Nexo |
ASM Assemble Protocol |
LION LION |
CART CryptoArt.Ai |
MITH Mithril |
YIELD Yield Protocol |
SPS Splinterlands |
DOGGY CryptoDoggies |
WRX WazirX |
FEI FeiUSD |
CYS Cykura |
STAR FileStar |
REDTOKEN Red Token |
NEBL Neblio |
PET Hello Pets |
ATP AtlasProtocol |
IDV IdavollDAO |
GAS Gas |
PIG Pig Finance |
USDD Decentralized USD |
LEMD Lemond |
UMEE Umee |
BAC Basis Cash |
ALN ALUNA |
WAXP WAX |
MAPS MAPS |
WSG Wall Street Games |
SWRV Swerve |
IDEX IDEX |
MDA Moeda |
COMP Compound |
FTI FansTime |
VIDY Vidy |
ASD BitMaxToken |
KNC Kyber |
PERL Perlin |
CNNS CNNS |
PMON Polkamon |
WIKEN Project WITH |
DDOS DisBalancer |
ZEE ZeroSwap |
TIDAL Tidal Governance |
TRIBE Tribe |
HIT Hitchain |
TCT TokenClub |
YAM YAMv3 |
NAS Nebulas |
HEGIC Hegic |
PEARL PEARL |
EGS EdgeSwap |
BAS Basis Share |
BAO Bao Finance |
EFI Efinity |
PLA PlayDapp |
PROPS Propbase |
RAMP RAMP DEFI |
SPI Shopping.io |
STAKE xDAI Stake |
TVK Terra Virtua |
BIT BitDAO |
CTX C2X |
EPK EpiK Protocol |
EPS Ellipsis |
FIC FileCash |
KEEP Keep Network |
MFT Hifi Finance |
NU NuCypher |
POINT GatePoint |
POLY Polymath Network |
SAFEMOON SafeMoon |
STR Stater token |
TORN Tornado Cash |
ZBC Zebec Protocol |
ZKS |
SPI Lending Account
Available Balance SPI
0.000000
Provided SPI (Total/Lent)
0.000000/0.000000
Estimated Gains SPI
0.000000
Cumulative amount lent SPI
0.000000
Cumulative gains SPIDetail
0.000000
SPI Lending Market
SPI Borrowing Market
Latest Deals
Total:0 SPI
Daily Interest Rate (% P.A) | Amount | Duration |
---|
Lending Market
Time | Coin | Rate | Amount |
---|
Offer SPI
Amount
Minimum SPI
|
Rate(Day)
%
Duration
|
|
Amount
- - SPI
Daily Interest Rate (% P.A)
- -
Duration
10 days
Estimated Gains
0 SPI
Estimated Principal + Interest
0 SPI
|
Offering loans is currently unavailable in Crypto Lending.
|
Investment History
- In Offer [0]
- collecting [0]
- Closed
ID | Date | Coin | Amount | Type | Rate | Duration (in Days) | Fee Rate | Progress Status | Source | Auto-Renew | Record | Actions |
---|
Procedure to Participate in Crypto Lending
input required information
wait for borrowers after loan offer is placed
wait for repayment after loan offer is taken
receive principal & interest when repayment is done
FAQ
Q1How to calculate profit in crypto lending?
The profit in crypto lending is loan interest, which is calculated hourly.
Calculating rules of loan hours: the minimum calculating period is 4 hours
1) for loan offers less than 4 hours: shall be calculated as a fixed 4 hours
2) for loan offers more than 4 hours: shall be calculated as per actual time, with a rounding-up method (less than 1 hour shall be calculated as 1 hour)
Interest formula: interest = loan amount * daily interest rate / 24 * loan hours
Calculating rules of loan hours: the minimum calculating period is 4 hours
1) for loan offers less than 4 hours: shall be calculated as a fixed 4 hours
2) for loan offers more than 4 hours: shall be calculated as per actual time, with a rounding-up method (less than 1 hour shall be calculated as 1 hour)
Interest formula: interest = loan amount * daily interest rate / 24 * loan hours
Q2When to distribute profit in crypto lending?
The initial loan duration is a fixed 10 days. The borrower shall be subjected to mandatory repayment for overdue loans. The principal & interest will return to lender's spot account after repayment is done, unless 'Auto-renew/Auto order' option is checked while placing the loan offer.
The borrower may repay in advance, and if so, the actual loan duration is subjected to repayment date.
The borrower may repay in advance, and if so, the actual loan duration is subjected to repayment date.
Q3How about commission fee in crypto lending?
After the borrower's repayment is done, commission fee (maximum 18%) will be charged from the interest earned, and users enjoy a VIP tier discount. Refer to Help Center for detailed discount.