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According to Claiming Spark FAQ, the Spark will be allocated to XRP holders based on a snapshot taken at a specific ledger index number. The Snapshot date is “The first validated XRP ledger with a timestamp greater than or equal to 00:00 GMT on 12th December 2020”
Gate.io may close the XRP deposits and withdrawal services before the snapshot time, and take a snapshot of users’ XRP balance.
The snapshot will include XRP balances in spot wallets, lending accounts, and margin accounts, but excludes your outstanding XRP loan amount.
If you have any outstanding XRP loan over the snapshot time, you will have to repay the lender the Spark for those XRP loans as well. If you don’t want to deal with the extra Spark repayment, please repay your loan earlier.
For Gate.io users, you do not have to do anything in particular , we will credit the Spark airdrop to your Gate.io account directly as soon as we have received them.
If you wish to get your Spark credited to your Gate.io account directly, please deposit XRP to Gate.io before the snapshot date.
Deposit XRP to Gate.io : https://www.gate.io/myaccount/deposit/XRP
Please note, Spark that is not claimed 6 months after the date of snapshot will be burned. If you wish to claim Spark yourself, make sure you finish claiming before the deadline.
Learn more at how to claim Spark at: https://flare.ghost.io/claiming-spark-faq/