Lagent: AI-driven lending platform

Source: PermaDAO

AI-driven decentralized lending platform Lagent is about to go live, activating over 6 billion US dollars of idle assets. Users can customize lending rules, achieve automated management, optimize returns and risks, and fully unleash AO ecosystem liquidity.

The launch of the AO mainnet is imminent. It has already attracted bridged assets of more than $600 million in stETH and DAI, and has also seen a substantial inflow of wAR assets for $AO minting. Meanwhile, with the assistance of the AOX cross-chain bridge and numerous token issuance tools, the AO ecosystem has introduced the stablecoin wUSDC, and new assets are continuously being launched. As a result, there is a large amount of idle assets in the AO ecosystem, and liquidity has not been fully utilized.

In response to the trend, we are about to welcome a new lending platform called Lagent, which fills the gap in the AO ecosystem's DeFi trilogy and further improves capital utilization.

Lagent: AI-driven lending platform

Lagnet will be built into an AgentFi application based on the architecture of AO, completely decentralized and autonomous. Users only need to set the lending rules, and the AI agent can automatically execute, including loan processing, decision optimization, and risk management.

On the Lagnet platform, users will experience a completely different way from traditional lending platforms like Aave and Compound. Instead of being forced to abide by the platform's preset rules, we have a more relaxed lending environment where intelligent AI agents can run automatically and be adjusted at any time. Lagnet is like having a dedicated personal financial assistant that easily manages idle assets.

Core Features of Lagent

• Full control of assets: Users can create their own proxies to fully manage the lending and use of assets.
• Smart Automation: The lending process is fully automated by AI agents, optimizing returns and effectively controlling risks.
• Decentralized and Trustless: The platform operates on top of Arweave and AO, enabling secure peer-to-peer lending without intermediaries or agents.
• Customized rules for earning interest: Agents lend assets according to user-set rules to maximize returns flexibly.

How to use Lagent?

The Lagent product has not been officially launched yet, so it is currently not possible to experience it in depth. However, based on public information, the steps for using Lagent are very simple, roughly including the following three steps:

Step 1: Create a lending agent

First, you need to create your own Lagent lending agent. This is a decentralized, automated smart agent that helps you manage assets.

Step 2: Configure Rule Terms

Next, you need to personalize Lagent, the lending agent. Give it a name, set its personality and expertise, so that it can provide services based on your specific needs. It's like customizing a set of working methods for your smart financial assistant, making it understand you better.

Step 3: Service and Execution

Once set up, you can start running Lagent lending agent. It will automatically process transactions based on your instructions, such as maximizing the return on assets or managing assets, and work exclusively for you without the need for manual operation.

Summary

The landing of Lagent activates the ecological financial vitality through lending services. Users can not only deposit assets such as stETH, DAI, wAR, and continue to mint AO tokens, but also earn lending interest. Users can also lend out assets and participate in various financial activities within the ecosystem. On the other hand, combined with AI Agent, Lagent serves as an AgnetFi application in exploring the next generation of financial tools.

In short, Lagent not only aggregates scattered assets, but also connects scattered individuals through financial agents. We look forward to the product going live as soon as possible, bringing a brand new lending experience!