Unilend is a decentralized defi protocol that does not require authorization. It combines spot trading services - currency market and lending services through smart contracts. In the currency market, the interest rate and mortgage ratio are based on market forces such as supply and demand, and the borrowing limit is determined by the liquidity of the transaction pair. Unilend smart contract integrates the two functions in the protocol, making the two functions of transaction and defi coexist in the same protocol, which solves the liquidity and liquidity problems in the current market. UFT token is the erc-20 native functional token of unilend platform. UFT includes the following use cases in the unilend ecosystem: Governance: parameters related to the protocol will be determined by UFT holders through consensus. Mortgage and liquidity Mining: UFT holders will be able to participate in the mortgage of unilend to obtain a certain proportion of the fees generated by the platform, and can also conduct UFT token mining by increasing liquidity and borrowing from specific pools. Transaction fee discount: unilend will implement meta transaction, allowing platform users to use UFT to pay cheaper fees than Ethereum. The unillend platform includes the following functions: support for synthetic assets: in addition to gold and silver, support for synthetic real-world assets and derivatives (such as major stocks such as faang and Tesla). Unlicensed unsecured loans: the platform will launch the unlicensed flash loan pool to provide new financial instruments for any erc-20 assets.