Wing (wing) aims to establish a decentralized lending market based on credit score and supporting cross chain asset and agreement interaction. The project will support two types of lending: excess mortgage lending: users can make loans through assets whose mortgage value exceeds 125% of the lent assets. Credit score lending: users with oscore can make loans through assets whose mortgage value exceeds 80% of the lent assets. According to the initial platform settings, users who perform credit scoring lending can usually lend assets with a total amount of $20 - 500. The maximum credit score is $1000. Wing token planning has the following use cases: voting on new project development, network setting change, community fund planning, etc. Enjoy discount when paying interest to the platform. When purchasing insurance contracts for mortgaged assets. According to the initial network setting, 68.50% of wing will be used for community incentives and distributed in the following proportion: 50% will enter the lending pool, that is, allocated to users who mortgage assets for others to borrow and receive interest. 40% of them enter the borrowing pool, that is, they are allocated to users who lend assets and pay interest. 10% will enter the margin pool, which is the fund pool that stores the platform interest. This fund will be used to pay for the financial loopholes of credit loan default. Users can transfer assets into the margin pool and receive wing token rewards.